5 essays on family money.
Lending money to friends trades the friendship for a receivable. The old-money rule: small enough to gift, or clean enough to decline — a friend should never be your debtor. By Brian Doyle.
Read the essayLending money to family converts a relative into a debtor and your capital into a hope. The rule old money uses instead: give with a ceiling, or decline cleanly — never lend. By Brian Doyle.
Read the essayWhen family asks for money, the answer should come from a protocol, not a mood: crisis or pattern, inside the ceiling or not, and what precedent the yes creates. By Brian Doyle.
Read the essayFamily money rules old money actually writes down: no lending inside the family, gifts by ceiling, asks answered by protocol, no cosigning. The seven-rule code, and where each rule gets tested. By Brian Doyle.
Read the essayThe rules for gifting money to family: give silently, cap it by system not emotion, fund assets not lifestyles, and know the IRS annual exclusion before the money moves. By Brian Doyle.
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